Your advisor
John Birke
Mortgage Advisor
NMLS #1150795 · Finaya Home Loans
Every option, side by side
Your home loan marketplace.
We are a broker, not a lender, so we are not steering you toward one balance sheet. We compare what our lender panel puts forward, explain it in plain language, and set the options next to each other so you can see the trade-offs.
What you see
The whole picture
Rate, APR, monthly payment and total cost for each option we compare, shown together and in plain language.
20+
Lender partners
10+
Loan products
6+
Licensed states
One
Advisor per loan
Why Finaya
Advice you can check the math on.
Numbers side by side
Rate, APR, monthly payment and total cost shown together, so you can compare options rather than take one on trust.
One advisor, start to finish
You get one Executive Mortgage Advisor and you keep them, rather than being passed between departments.
Independent by design
We are a broker, not a lender, so we compare across a panel rather than working from a single balance sheet.
Timelines you can plan around
We set out what each lender needs and when, so the parts that affect your dates are visible early.
How it works
Three steps. Nothing hidden between them.
01
Tell us what you are trying to do
A few questions about the property, your down payment and your timing. No obligation.
02
See the options together
We show the programs you match from our lender panel, with the trade-offs explained.
03
Lock and close
Your advisor handles the underwriting conditions, the appraisal and the closing table.
Refinance
Already own? Let's re-check the math.
Lower your rate, shorten your term, drop mortgage insurance, or pull cash out for a renovation. We compare available options against your current loan so you can see where the break-even falls.
Google reviews
What our clients say.
“They worked so fast on such short notice for my loan, and I am very happy with NBI Financial. Great team to work with and worked on my busy schedule and moved quick after another loan company said they couldn't do it. Definitely keeping them on my next project coming soon. Thankful!”
“Such an awesome team at NBI Financial Group! They really made navigating the mortgage process a breeze for me. From the first consultation to closing, their dedication and expertise shone through. If you're on the hunt for a trustworthy mortgage brokerage company, look no further. NBI Financial Group has your back!”
“Working with Ben and Nick was an unreal experience. They really pay attention to every single detail, made sure that we were aware and taken care of. They did their best and always put their best foot forwards and I look forward to doing business with them in the future. Truly some of the best in the business.”
Reviews are published on Google and quoted as written, without incentive or compensation. Some refer to NBI Financial Group LLC, the legal entity behind Finaya Home Loans. Read them on Google
Ready when you are.
Tell us about the property and your timeline, and we will compare what our lender panel can put forward. There is no cost to talk it through, and all loans remain subject to lender approval.