Disclosures and Licenses.

Finaya Home Loans is an Equal Housing Opportunity provider.

As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act.

The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.

Finaya Home Loans is a mortgage broker. Mortgage brokerage services are provided by NBI Financial Group LLC, NMLS ID #2354884.

NBI Financial Group LLC is licensed or registered in the states below. Not all products and services are available in every state.

Finaya Home Loans is a mortgage broker and is not a direct lender. We work with third-party mortgage lenders to help consumers identify and apply for mortgage loan products.

All mortgage loans are subject to lender underwriting, credit approval, acceptable property appraisal, title review, applicable law, and satisfaction of the lender’s conditions. Loan approval is not guaranteed.

Submitting information through this website does not constitute:

All endorsements and testimonials are given without incentive or compensation. Finaya Home Loans does not pay for reviews, offer anything of value in exchange for one, or condition any product, rate or service on a customer leaving one.

Reviews shown on this site are published by their authors on Google and are quoted as written. They are not edited, and they are not selected to misrepresent the range of feedback we receive.

An individual experience is not a prediction of anyone else's. Rates, terms, timelines and outcomes depend on the lender, the property and the applicant's own circumstances.

Information provided on this website is for general informational and educational purposes only. It should not be considered legal, tax, accounting, investment, or financial advice.

Calculators, estimates, examples, and scenarios are illustrative. Results depend on the information provided and may not reflect actual loan terms, taxes, insurance, closing costs, property values, or lender requirements.

Finaya Home Loans does not guarantee the accuracy or availability of information supplied by third parties. Consumers should independently verify information that may affect a financial or real-estate decision.

Finaya Home Loans may provide information about third-party lenders, service providers, or products. Availability through Finaya does not necessarily constitute an endorsement or guarantee.

Unless disclosed otherwise, third-party providers are independent businesses and are responsible for their own products, services, representations, pricing, and performance.

You are not required to use a particular settlement service provider as a condition of obtaining a mortgage loan through Finaya Home Loans, except where a particular provider is required by the applicable lender or permitted by law. You may shop around and compare available providers, services, and prices. See also our affiliated business disclosure.

Finaya Home Loans is not a government agency. It is not affiliated with or acting on behalf of the U.S. Department of Housing and Urban Development, Federal Housing Administration, Department of Veterans Affairs, Department of Agriculture, or any other government agency.

Government-backed loan programs are subject to the requirements of the relevant agency and participating lender.