Terms of Use.

Finaya Home Loans is a mortgage broker, not a lender. Nothing on this website is a commitment to lend, an offer of credit, an approval, or a rate lock, and no figure shown here is a quote. Loans are made by third-party lenders and remain subject to their underwriting, credit approval, property appraisal and conditions.

Content here is general information. It is not legal, tax, accounting, investment or financial advice, and it does not take account of your circumstances. Any calculator, example or scenario is illustrative.

See our disclosures for what advertised rates and figures do and do not represent.

Finaya Home Loans Alerts is our text message program. If you give us your mobile number and opt in, we send you periodic messages about the loan you are working on with us.

Message frequency varies with your preferences and your account activity. Standard message and data rates may apply; those are charged by your mobile carrier, not by us.

Consenting to text messages is not a condition of any purchase, and it is not a condition of applying for or obtaining a loan. You can decline, or opt out later, and it will not affect your application.

To stop messages, text STOP to 803-526-7190 at any time. You will receive one message confirming that you have been unsubscribed, and after that we will send you no further messages.

For help, text HELP to 803-526-7190, or contact customer support on 803-526-7190 or info@finayahl.com, 8 am - 8 pm ET.

Delivery is not guaranteed. Mobile carriers are not liable for delayed or undelivered messages.

How we handle your mobile number and your consent record is described in the privacy policy.

The content, design, text and graphics on this site are owned by NBI Financial Group LLC or its licensors and are protected by copyright and trademark law. The Finaya Home Loans name and logo may not be used without permission.

Third-party names and marks appearing on this site, including those of lenders and service providers, belong to their respective owners.

This site links to services we do not control, including the main Finaya application, our job board, and external sites such as NMLS Consumer Access. We are not responsible for their content, availability, terms or privacy practices, and a link is not an endorsement.

Where a provider has a relationship with us, see our affiliated business disclosure. You are free to shop for providers.

We try to keep this site accurate and available, but we do not promise that it will be uninterrupted, error-free, or current. Rates, programs, terms and eligibility change without notice, and information supplied by third parties may be incomplete or out of date.

The site is provided on an “as is” and “as available” basis, without warranties of any kind, to the fullest extent permitted by law.