Your advisor

Ben Singleton

Executive Mortgage Advisor

NMLS #2341198 · Finaya Home Loans

Office · 378 Technology Center Way, Rock Hill, SC 29730

Every option, side by side

Your home loan marketplace.

We are a broker, not a lender, so we are not steering you toward one balance sheet. We compare what our lender panel puts forward, explain it in plain language, and set the options next to each other so you can see the trade-offs.

Modern family home at golden hour

What you see

The whole picture

Rate, APR, monthly payment and total cost for each option we compare, shown together and in plain language.

20+

Lender partners

10+

Loan products

6+

Licensed states

One

Advisor per loan

Why Finaya

Advice you can check the math on.

Numbers side by side

Rate, APR, monthly payment and total cost shown together, so you can compare options rather than take one on trust.

One advisor, start to finish

You get one Executive Mortgage Advisor and you keep them, rather than being passed between departments.

Independent by design

We are a broker, not a lender, so we compare across a panel rather than working from a single balance sheet.

Timelines you can plan around

We set out what each lender needs and when, so the parts that affect your dates are visible early.

How it works

Three steps. Nothing hidden between them.

01

Tell us what you are trying to do

A few questions about the property, your down payment and your timing. No obligation.

02

See the options together

We show the programs you match from our lender panel, with the trade-offs explained.

03

Lock and close

Your advisor handles the underwriting conditions, the appraisal and the closing table.

Refinance

Already own? Let's re-check the math.

Lower your rate, shorten your term, drop mortgage insurance, or pull cash out for a renovation. We compare available options against your current loan so you can see where the break-even falls.

Google reviews

What our clients say.

“They worked so fast on such short notice for my loan, and I am very happy with NBI Financial. Great team to work with and worked on my busy schedule and moved quick after another loan company said they couldn't do it. Definitely keeping them on my next project coming soon. Thankful!”
Lala Lopez
“Such an awesome team at NBI Financial Group! They really made navigating the mortgage process a breeze for me. From the first consultation to closing, their dedication and expertise shone through. If you're on the hunt for a trustworthy mortgage brokerage company, look no further. NBI Financial Group has your back!”
Michael Tetzlaff
“Working with Ben and Nick was an unreal experience. They really pay attention to every single detail, made sure that we were aware and taken care of. They did their best and always put their best foot forwards and I look forward to doing business with them in the future. Truly some of the best in the business.”
Ian Ngugi

Reviews are published on Google and quoted as written, without incentive or compensation. Some refer to NBI Financial Group LLC, the legal entity behind Finaya Home Loans. Read them on Google

Ready when you are.

Tell us about the property and your timeline, and we will compare what our lender panel can put forward. There is no cost to talk it through, and all loans remain subject to lender approval.